At TPG, a number of of us have a pockets brimming with bank cards. Some go all-out (paging senior editorial director Nick Ewen together with his 20+ bank cards), whereas some maintain a smaller stockpile (insert a gif of me waving my six playing cards). However all of us undoubtedly have a favourite card.
Many bank card execs have differing opinions about selecting the one card we will not stay with out.
In a panel with reporters and editors from The Factors Man and NextAdvisor, there was a transparent winner when the group was requested about their absolute favourite card: the American Specific® Gold Card.
However why has this card remained a favourite when there are such a lot of glorious choices? Listed below are 4 causes it is the one card so many people cannot stay with out.
It is a fantastic card for foodies
Record a greater card for meals lovers — I am going to wait.
The Amex Gold is a powerhouse relating to eating purchases and shopping for groceries since cardmembers earn 4 Membership Rewards factors per greenback spent at U.S. supermarkets (as much as $25,000 in spending per calendar yr, then 1 level per greenback spent thereafter) and 4 factors per greenback at eating places worldwide (as much as $50,000 in purchases per calendar yr, then 1 level per greenback).
Plus, the cardboard comes with an assortment of dining-focused annual assertion credit. (Enrollment is required.)
Every month, you may obtain as much as a $10 assertion credit score whenever you get meals from one among a number of collaborating eating places or meal companies, together with 5 Guys, Goldbelly, Grubhub, The Cheesecake Manufacturing facility and Wine.com .
You will additionally rise up to $10 in month-to-month Uber Money (usable on Uber Eats and rides within the U.S.). Uber Money will solely be deposited into your Uber account whenever you add the Amex Gold as a fee methodology and redeem with any Amex card.
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Moreover, you may obtain as much as a $100 annual Resy credit score (as much as $50 biannually). Merely dine at a U.S. Resy restaurant and pay along with your Amex Gold card; no reservation is required.
Lastly, you may obtain as much as a $7 month-to-month assertion credit score at U.S. Dunkin’ places.
(Enrollment is required for choose advantages.)
Associated: One of the best bank cards for eating out, taking out and ordering in
It balances premium advantages and affordability
I’ve talked earlier than about not having an ultra-premium card (no less than not but). That is partially as a result of I have never wanted one, nevertheless it’s additionally as a result of I am typically fairly budget-conscious.
The Amex Gold — with its $325 annual price (see charges and charges) — gives a handful of premium advantages that I can benefit from with out costing me greater than I’m keen to pay annually in annual charges.
Associated: Why the Amex Gold is the right ‘in-between’ card
Membership Rewards is likely one of the greatest factors currencies
Talking of incomes factors, Membership Rewards are a few of the greatest factors you may earn. In response to TPG’s July 2025 valuations, Amex factors are value 2 cents every, barely lower than Chase Final Rewards and Bilt Rewards factors.
Out of the highest bank card issuers, Amex has by far essentially the most in depth switch accomplice listing, with 18 airways and three lodge chains. And people switch companions will help make your factors go a good distance towards various glorious redemptions.
TPG bank cards author Chris Nelson has listed the Amex Gold as the cardboard he cannot stay with out.
“As somebody who’s a foodie, I am at all times eating out, and people few occasions after I do determine to cook dinner, I can rack up fairly a invoice at U.S. supermarkets. The 4 factors per greenback I earn in these classes is a should for me and simply cannot be overwhelmed. I earn ultra-valuable factors that I can use to assist me e-book long-haul worldwide business-class flights, particularly with companions like Avianca LifeMiles and Air Canada Aeroplan.”
And whereas the Amex Gives program is not particular to simply Membership Rewards playing cards, I would be remiss to not point out how a lot worth Amex Gives can add to this system. I look by the gives obtainable on my card weekly, and there is nearly at all times one thing new that I add to my account — additional factors on lodge stays, money again on a meals order or one thing else.
All in all, the Amex Membership Rewards program is a superb asset to have at your fingertips with the Amex Gold Card.
Associated: Redeeming American Specific Membership Rewards for optimum worth
Bonus: It is one of many prettiest playing cards available on the market
We will not focus on why the Amex Gold is a employees favourite with out mentioning the cardboard’s smooth design.
The Amex Gold is on the market of their unique Gold design and the wildly well-liked Rose Gold version. I can not inform you how usually I get requested about my Amex Rose Gold after I use it at espresso outlets and eating places.
Fingers down, it is the prettiest card in my pockets (and, I would argue, in anybody’s pockets).
In fact, you may’t choose a card purely on how nicely it matches your aesthetic. However whenever you think about all the different causes the Amex Gold is a superb card, the truth that it does have such a stunning design actually does not harm.
Backside line
All in all, you may’t go improper with the Amex Gold. It is a fantastic card for vacationers who would relatively earn factors on non-travel bills to allow them to redeem for his or her dream journeys as an alternative.
You are getting strong advantages, credit and reward incomes charges that offset plenty of the annual price. Plus, the welcome bonus on this card is aggressive when in comparison with prime journey playing cards available on the market. That is one among many causes so many bank card execs are obsessive about having it of their wallets.
To be taught extra, learn our full evaluation of the Amex Gold Card.
Apply right here: American Specific Gold Card Discover out your provide and see in case you are eligible for as excessive as 100,000 Membership Rewards factors after spending $6,000 on purchases inside the first six months of card membership. Welcome gives range and also you is probably not eligible for a suggestion.
For charges and charges of the Amex Gold Card, please click on right here.
